2021 Victory

 I just received my 2021 success from Credit Karma and am amazed at the progress I made in 2021. I don't feel comfortable sharing my actual numbers just yet but will share the overview. 

In 2021 I raised my credit score by 84 points!

I have paid off over 50% of my car loan.

I have also paid off most of my student loan, thanks to 0% interest :)

This is a very small update, but I wanted to share the wins I have had just from applying the Budget Mom methods. I will be credit card debt free in 2023. It has been SO hard to not do all the things we used to do, but I am starting to see the rewards and the finish line is just up ahead. We have big plans for the future, and this is the first step to achieving those plans.

When I first started this process, I had to watch the Budget Mom YouTube videos every single day. That was my motivation to stay on track. After I got the hang of it, I was able to motivate my own self. I talk so much about the Budget Mom because she has really helped me to achieve goals I thought were impossible. It takes baby steps and before you know it you will be well on your way to achieving the bigger goals you may have set.

If I can do it, anyone can :)